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Car Home Loan |
Car home loan - a car loan that is secured against the equity in your home. This is available to UK home owners
only, looking for a car home loan.
The money from the home loan is used to purchase a car. So a car home loan (also known as auto home loan) is a type of car finance that is used
to get credit to purchase an automobile.
If you have applied for car finance previously it was probably provided by the dealership where you purchased the car.
If you separate your car loan credit from the company you are buying the car from you have the freedom to shop around
for the best vehicle rather than being tied to an auto company because of their car credit deal.
Other benefits from having a car home loan is that you will be able to barter as a cash purchaser, thus helping your
chances of a good deal on your car. Also, the loan will not be secured on the vehicle and the car is owned outright by you.
You may also find that lower interest rates are available with a car home loan compared to rates offered by traditional
car finance methods.
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Cheapest Rates |
Cars are expensive; for most people buying a new car without a credit deal of some sort is impossible.
Looking for the cheapest rate for a low cost car home loan? Well
the lowest rate does not always mean the best value.
Think about the future, will you want to clear you home loan early? If you
are planning to clear your car home loan and settle your finance before the normal contract date, find out if there are any
redemption penalties before you sign the loan agreement. Some car home loan lenders do not charge early redemption penalties
and making sure you choose the right car home loan company could save you a lot of money in the long term.
Do you want payment protection? If you want your loan repayments to be insured, ensure you get an online
quote with insurance included.
Loan companies charge differently for insurance and it may not be included in the APR, so
a 7.9% APR car home loan may actually cost less than a 6.9% car home loan.
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Bad Credit and HP |
As a car home loan credit site, we can introduce you to car finance regardless of your bad credit history. We are happy to
introduce people suffering from the following bad credit to car home loans companies:-
- Mortgage arrears
- Existing car finance arrears
- Missed loan payments in the past
- Late credit card payments
- Bank or building society defaults
- Poor credit rating
- CCJ (county court judgement)
HP (hire purchase) is the traditional method of car finance. It is often arranged by car dealers but the criteria can be quite strict, so
you may not be able to get a car loan with bad credit from the dealer. Often car loans from dealerships mean you do not own the vehicle until the
last payment has been made on the car.
If you fail to maintain the finance payments you could lose the vehicle.
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Apply Now |
On receipt of your loan application, a team of experienced financial underwriters will start to process your
loan immediately. You will be updated during the processing procedure and you will be advised if any other documents are required
to support your car home loan application.
Please remember that even after you have submitted your application, you can still change the loan amount or the repayment term that
you have selected and been quoted for.
You are under no obligation to proceed, and it will take less than a minute to complete our online enquiry form. It is probably the
shortest finance enquiry form on the net!
Our intention is to introduce you to the best car home loan service available online. Apply online with the "apply now" button for
competitive rates and a fast service.
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