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Home Owner Loan



Home owner loan. We can introduce UK home owners with clean credit or a bad credit history to home owner loans companies.

Whether employed, self employed or on DSS benefits we can probably help you obtain a home owner loan as long as you are a UK resident and own your home. The loan can be for any purpose - car loan, wedding loan, etc. - but the reason for most is debt consolidation.

Mortgages are the most popular type of "home owner loan", however another type of home owner loan is a further advance, and you can apply for a further advance home owner loan on this site.

A home owner loan lending company that is not your mortgage lender would class your home owner loan as a second charge or a second mortgage. It doesn't affect your main mortgage and you will continue to make repayments to both your mortgage lender and also your new lender.

Which ever option you choose it is important that you have affordable monthly repayments and home owner loan low rates. We believe our brokers use lenders who can offer some of the lowest rates in the United Kingdom, particularly if you have bad credit history, CCJs, defaults, etc.

Home Owner Loan Benefits

The benefits of taking a home owner loan with a separate company to your mortgage lender depends on your circumstances, for example:-
  • Home owner with adverse credit history
  • - it may not be worthwhile applying through your mortgage lender because they could turn you down.
  • Home owner with recent bad credit
  • - it may not be worthwhile remortgaging as you may be offered a less low rate
  • Home owner with a special low rate mortgage
  • - you may find that you incur penalties for changing your mortgage
What ever your situation, we can provide you with home owner loan options that suit your needs. For a free no obligation home owner loan quote click on Apply Now.

Once you have applied online for your home owner loan, we will pass your details to brokers who will assess your details with panels of lenders to find the best loans options they have available dependant upon your circumstances and the loan amount and term you are looking for.




Take Control

You should always take control of your finances. A home owner loan can help with any of the following:-
  • Home owner loan for debt consolidation
  • Home owner loans for home improvements
  • Home owner loan for new car purchase
  • Home owner loans for new auto purchase
  • Home owner loan for a holiday
  • Home owner loans to help a business
  • Home owner loan to pay for a wedding
  • Home owner loans to pay for a divorce or separation or split
  • and many more...
Are you thinking about your poor credit history? We can help people who have a clean credit rating as well as people with adverse credit problems.

Apply Now

Apply here online for your home owner loan. We are happy to help employed and self employed home owners and if you are self employed without accounts we should still be able to introduce you.

Do you think you are too old or too young? We can help people of all adult ages wishing to borrow against almost any property including council right to buy and buy to let investment properties. We are happy to introduce any type of borrower.

If you are unsure about your income or if you are asking yourself how much can I borrow? You can use this free enquiry service to gain a rough idea of what you can afford, about borrowing limits and borrowing costs. You are under no obligation to proceed with any quotes you are given.

Click on the "apply now" button for a short home owner loan enquiry form.


uk home owner loans for home owners with clean or poor credit